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Welcome to VFF Pension

Welcome to VFF Pension

Welcome to VFF Pension. On this website we have gathered together everything you need to know about Volvo Företagspension and our operations. If there is anything you want to ask, do not hesitate to get in touch with us.

Marie Hagstedt, VD

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When you log in to your personal pages you can see all the details of your savings with us. You can log in conveniently with your Bank-ID.

Contact us
  • 031-66 12 10
    Monday - Thursday 9-11 and 13-16, Friday 9-11 and 13-15
  • Götaverksgatan 2
  • M2.7, 405 08  Göteborg


PLUSpension is a pension insurance offered to employees of the Volvo Group or Volvo Car Corporation. PLUSpension is a traditional insurance. VFF Pension is the insurance provider.

As of 2019, PLUSpension is closed for subscription, premium payment and capital inflows. Existing PLUS pensions are not affected. Your PLUS pension will be managed and administered as before.

Traditional Asset Management

Traditional management is the choice for you if you want a secure placing where you will get guaranteed interest and a bonus when the managed fund generates a surplus.

The bonus is not guaranteed and may vary over time.


About 4 months before you turn 65, we will send you a letter about your pension pay-out. It is only then you need to decide when you want to start receiving your pension. If you want to start pension pay-outs before turning 65, you have to contact us.

The pension is normally paid out over 5 years, between ages 65 and 70. The earliest start is the month after you turn 55, and the latest is the month you turn 70. Pensions are taxed as  income.

The size of your pension varies depending on when you start drawing it, and the pay-out period you choose. Paid-out pensions are taxed as income.

Do you want to start taking your pension? The form you need can be obtained under Forms and Documents in the form of PDF files.


Your pension is based on paid-in premiums and guaranteed interest, which at present is 0.7 % before deductions for fees and taxes. Any return over and above the guaranteed interest is in the form of a bonus and is not guaranteed.

Survivor’s protection/repayment cover

When signing up for a new traditional PLUSpension, you chose whether you wanted survivor’s protection or not. In the event of your death, your pension will be paid, in the first instance, to your spouse/cohabiting partner/registered partner and, secondly, to your child(ren). You can choose to amend the order of beneficiaries or cancel the repayment cover. To make an amendment, please use the Amendment to Beneficiary Clause form, which you find in the section “Forms and Documents”.


Transferring your private insurance means that the entire value of your pension insurance is transferred to a new traditional pension insurance with the same person as the insured party.

The current transfer fee is SEK 800.


If the value of your PLUSpension is less than 1 price base amount (SEK 47 300 in 2020), it is allowed to repurchase the insurance, i.e. to have it paid out before reaching retirement age. You can find the repurchase form under Forms and documents.

The fee for repurchase is SEK 400.

BONUS rate

The bonus rate is 3% as of April 1st 2020.


1 % in premium fee
0.4 % in annual fee on pension assets

Terms and conditions

Terms and conditions for PLUSpension is found in the section “Forms and Documents”.

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