{"id":557,"date":"2017-06-26T19:15:27","date_gmt":"2017-06-26T19:15:27","guid":{"rendered":"https:\/\/vffpension.wpengine.com\/?page_id=557\/"},"modified":"2026-01-08T11:41:05","modified_gmt":"2026-01-08T10:41:05","slug":"pension-savings","status":"publish","type":"page","link":"https:\/\/www.vffpension.se\/en\/faq\/pension-savings\/","title":{"rendered":"Pension savings"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_row][vc_column][vc_tta_accordion spacing=&#8221;10&#8243; active_section=&#8221;1&#8243;][vc_tta_section title=&#8221;What\u2019s the difference between a private pension and an occupational pension?&#8221; tab_id=&#8221;occupational-pension&#8221;][vc_column_text]A private pension is a pension fund into which you have paid yourself.<br \/>\nAn occupational pension is a pension fund into which your employer has paid.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Is the premium for Volvo F\u00f6retagspension tax-deductible?&#8221; tab_id=&#8221;tax-deductible&#8221;][vc_column_text]No, premiums for occupational pensions are not tax-deductible.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Is the premium for PLUSpension tax-deductible?&#8221; tab_id=&#8221;pluspension-tax-deductible&#8221;][vc_column_text]No, not for employees with a collective agreement\/occupational pension in their employment terms &amp; conditions.<br \/>\nAs of 1 January 2016 there is no longer any tax-deductibility for private pension savings. There is an exception for independent contractors and those who have no occupational pension at all in their employment terms &amp; conditions.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;How do I save in my PLUSpension?&#8221; tab_id=&#8221;save-pluspension&#8221;][vc_column_text][\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;How do I save in my Volvo F\u00f6retagspension?&#8221; tab_id=&#8221;save-volvo-foretagspension&#8221;][vc_column_text]In addition to the agreed premium, you can voluntarily boost your Volvo F\u00f6retagspension by converting time bank hours into pension premiums. In addition to receiving a higher pension, the company contributes about 5 % extra to your bonus, which increases your future pension still further.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;What size premium does my employer pay into my Volvo F\u00f6retagspension?&#8221; tab_id=&#8221;hur-stor-premie&#8221;][vc_column_text css=&#8221;&#8221;]AB Volvo\u2019s annual premium 2025\u00a0 is SEK 12,264, that is to say SEK 1,022 per month. Half annual premium 2025 is SEK 6,132 kr that is to say SEK 511 kr per month.<\/p>\n<p>Volvo Car&#8217;s current monthly premium is from 1 October 2025 SEK 786.[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][\/vc_row]\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_tta_accordion spacing=&#8221;10&#8243; active_section=&#8221;1&#8243;][vc_tta_section title=&#8221;What\u2019s the difference between a private pension and an occupational pension?&#8221; tab_id=&#8221;occupational-pension&#8221;][vc_column_text]A private pension is a pension fund into which you have paid yourself. An occupational pension is a pension fund into which your employer has paid.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Is the premium for Volvo F\u00f6retagspension tax-deductible?&#8221; tab_id=&#8221;tax-deductible&#8221;][vc_column_text]No, premiums for occupational pensions are not tax-deductible.[\/vc_column_text][\/vc_tta_section][vc_tta_section&hellip;<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":548,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-557","page","type-page","status-publish","hentry","entry","no-media"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pension savings - VFF Pension<\/title>\n<meta name=\"description\" content=\"Frequently asked questions\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.vffpension.se\/vanliga-fragor\/pensionssparande\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pension savings - 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