{"id":2609,"date":"2020-01-03T20:38:20","date_gmt":"2020-01-03T19:38:20","guid":{"rendered":"https:\/\/www.vffpension.se\/?p=2609"},"modified":"2020-03-27T14:15:52","modified_gmt":"2020-03-27T13:15:52","slug":"vff-pension-alters-the-forecast-interest-rate","status":"publish","type":"post","link":"https:\/\/www.vffpension.se\/en\/vff-pension-alters-the-forecast-interest-rate\/","title":{"rendered":"VFF Pension alters the forecast interest rate"},"content":{"rendered":"<p>In order to make adjustments to match the current interest rate, VFF Pension has decided to cut the forecast interest rate as of January 1, 2020. The forecast interest rate is the interest that is used to calculate future non-guaranteed bonuses.<\/p>\n<p>For Volvo F\u00f6retagspension, Avtalspension SAFLO and Alternativ ITP T10, the forecast interest rate drops from 2.5% to 2%. For PLUSpension the forecast interest rate is cut from 3% to 2.5%. The higher forecast interest for PLUSpension stems from the fact that it has a higher surplus.<\/p>\n<p>The forecast interest rate reduction does not affect the size of your guaranteed monthly pension. However, the calculated monthly bonus will be smaller as a result of the lower forecast for future bonuses.<\/p>\n<p>Your insurance capital is not affected by the forecast interest rate. Your insurance capital grows every day as per the applicable bonus rate, currently 6 % for Volvo F\u00f6retagspension and 9 % for PLUSpension, SAFLO and T10.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In order to make adjustments to match the current interest rate, VFF Pension has decided to cut the forecast interest rate as of January 1, 2020. The forecast interest rate is the interest that is used to calculate future non-guaranteed bonuses. For Volvo F\u00f6retagspension, Avtalspension SAFLO and Alternativ ITP T10, the forecast interest rate drops&hellip;<\/p>\n","protected":false},"author":3,"featured_media":1941,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[32],"tags":[],"class_list":["post-2609","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-policyholder","entry","has-media"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>VFF Pension alters the forecast interest rate - VFF Pension<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.vffpension.se\/en\/vff-pension-alters-the-forecast-interest-rate\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"VFF Pension alters the forecast interest rate - VFF Pension\" \/>\n<meta property=\"og:description\" content=\"In order to make adjustments to match the current interest rate, VFF Pension has decided to cut the forecast interest rate as of January 1, 2020. 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