{"id":7343,"date":"2024-11-29T11:09:34","date_gmt":"2024-11-29T10:09:34","guid":{"rendered":"https:\/\/www.vffpension.se\/?p=7343"},"modified":"2024-11-29T11:19:55","modified_gmt":"2024-11-29T10:19:55","slug":"vff-pension-raises-the-bonus-rate-3","status":"publish","type":"post","link":"https:\/\/www.vffpension.se\/en\/vff-pension-raises-the-bonus-rate-3\/","title":{"rendered":"VFF Pension raises the bonus rate!"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">From December 1st, 2024, we will raise the bonus rate, from 7% to 9% for Volvo F\u00f6retagspension. The bonus rate for PLUS pension will be raised from 16% to 18%, SAF-LO will be raised from 14% to 16% and T10 will be raised from 11% to 13%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">VFF Pension has four separate pension insurance products, of which Volvo Company pension is the only one with ongoing premium payments. The other pension insurances are PLUSpension, SAF-LO and ITP-T10.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">All pension insurance products have their own, varying excess of surplus within the respective pension insurance product, which is measured by the degree of consolidation (KKG). The higher this degree is, the higher the surplus that can be distributed to the various insurance policies<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The degree of consolidation is measured separately within each pension insurance product and measures the excess of our total capital compared to total insurance capital (premiums + guaranteed interest + allocated refund) within the same pension insurance product.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The degree of consolidation currently varies within the various pension insurance products as shown below:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">PLUSpension: 123%<br>SAF-LO: 121%<br>ITP-T10: 119%<br>Volvo Company pension: 115%<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">As the consolidation rate, i.e. the surplus, is higher in PLUSpension, SAF-LO and ITP-T10, we will increase the bonus rate in these pension insurance products in order to equalize the consolidation rate in the long run.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>From December 1st, 2024, we will raise the bonus rate, from 7% to 9% for Volvo F\u00f6retagspension. The bonus rate for PLUS pension will be raised from 16% to 18%, SAF-LO will be raised from 14% to 16% and T10 will be raised from 11% to 13%. VFF Pension has four separate pension insurance products,&hellip;<\/p>\n","protected":false},"author":3,"featured_media":6935,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[32],"tags":[],"class_list":["post-7343","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-policyholder","entry","has-media"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>VFF Pension raises the bonus rate! - VFF Pension<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.vffpension.se\/en\/vff-pension-raises-the-bonus-rate-3\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"VFF Pension raises the bonus rate! - VFF Pension\" \/>\n<meta property=\"og:description\" content=\"From December 1st, 2024, we will raise the bonus rate, from 7% to 9% for Volvo F\u00f6retagspension. The bonus rate for PLUS pension will be raised from 16% to 18%, SAF-LO will be raised from 14% to 16% and T10 will be raised from 11% to 13%. 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