{"id":7689,"date":"2025-04-30T12:00:00","date_gmt":"2025-04-30T10:00:00","guid":{"rendered":"https:\/\/www.vffpension.se\/?p=7689"},"modified":"2025-05-05T09:18:18","modified_gmt":"2025-05-05T07:18:18","slug":"vff-pension-lowers-the-bonus-rate","status":"publish","type":"post","link":"https:\/\/www.vffpension.se\/en\/vff-pension-lowers-the-bonus-rate\/","title":{"rendered":"VFF Pension lowers the bonus rate!"},"content":{"rendered":"\n<p>From May 1st, 2025, we will lower the bonus rate, from 9% to 5% for Volvo F\u00f6retagspension and the bonus rate for T10 will be lowered from 13% to 5%, SAF-LO will be lowered from 16% to 7%, and PLUS pension will be lowered from 18 to 7%.<br><br>One explanation for the different bonus rates is that the surplus within each insurance product is measured by the consolidation ratio. The higher this ratio is, the greater the surplus that can be distributed to the different insurance policies. Since the consolidation ratio varies in the different pension insurance policies, the bonus rates also vary.<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>From May 1st, 2025, we will lower the bonus rate, from 9% to 5% for Volvo F\u00f6retagspension and the bonus rate for T10 will be lowered from 13% to 5%, SAF-LO will be lowered from 16% to 7%, and PLUS pension will be lowered from 18 to 7%. One explanation for the different bonus rates&hellip;<\/p>\n","protected":false},"author":3,"featured_media":6931,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[32],"tags":[],"class_list":["post-7689","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-policyholder","entry","has-media"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>VFF Pension lowers the bonus rate! - VFF Pension<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.vffpension.se\/en\/vff-pension-lowers-the-bonus-rate\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"VFF Pension lowers the bonus rate! - VFF Pension\" \/>\n<meta property=\"og:description\" content=\"From May 1st, 2025, we will lower the bonus rate, from 9% to 5% for Volvo F\u00f6retagspension and the bonus rate for T10 will be lowered from 13% to 5%, SAF-LO will be lowered from 16% to 7%, and PLUS pension will be lowered from 18 to 7%. 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