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Guaranteed interest rate

The current guaranteed interest rate on premiums is 0.7 % before taxes and fees. Depending on payment date, the interest rate may vary.

Bonus interest rate

Returns are paid in the form of a bonus when the operation produces a surplus. The bonus interest rate is determined on the basis of the return and VFF Pensions consolidation level. A preliminary set bonus is not guaranteed.

Current bonus interest rate

2025-05-01

Volvo Företagspension 5%
PLUSpension 7%
SAF-LO 7%
T10 5%

5 year average bonus interest rate during

2020-2024

PLUSpension 6.5%
Volvo Företagspension 3.9%
SAF-LO 6.3%
T10 5.9%

Other key figures

109%

Consolidation level
2025-03-31

The consolidation level is a measure of VFF Pensions ability to honor its guaranteed pension undertakings as well as the agreed bonus.

-3.2%

Total return
2025-03-31

This is the value of the total return on the investment portfolio YTD.

12.5B SEK

Total assets managed
2025-03-31

This is the value of the total invested assets administrated on behalf of the policyholders.

10.1%

Total return last year
2024-12-31

This is the value of the total return on the investment portfolio.

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