If you are insured with VFF Pension, you can convert your time bank hours into a beneficial pension saving in your Volvo Företagspension.
Register directly in your time-report. In addition to you getting a higher pension, the company adds about an extra 5.7 %, which increases your future pension still further.
You can see your employer’s terms & conditions at Qualification – terms and premiums.
Below you can see a sample calculation of how much extra you can get in your pension if you convert 10,000 kronor in the time bank, assuming 4.1% return and depending on your age. We base the calculation on you drawing your pension from the age of 65, monthly for 5 years.
|Year of birth||Amount saved||Age||With repayment cover||Without repayment cover|
|2000||10,000 SEK||20||45,780 SEK (763 per month)||56,340 SEK (939 per month)|
|1990||10,000 SEK||30||33,960 SEK (566 per month)||40,200 SEK (670 per month)|
|1980||10,000 SEK||40||25,020 SEK (417 per month)||28,620 SEK (477 per month)|
|1970||10,000 SEK||50||18,360 SEK (306 per month)||20,280 SEK (338 per month)|
|1960||10 000 SEK||60||13,380 SEK (223 per month)||14,100 SEK (235 per month)|