Traditional insurance is a secure form of saving, with VFF Pension responsible for investing the capital. VFF guarantees a given growth in value, and in addition there is the possibility of a bonus. Any return over and above the guaranteed interest is given as a bonus. A bonus is given when the operation generates a surplus. The bonus is not guaranteed, and may be reduced in unfavourable economic conditions.
The guaranteed interest is 0.7 %.
The bonus interest for Volvo Företagspension is 5% and for pensions SAF-LO 6%, T10 6% and PLUSpension 6%.
