In order to adapt to the prevailing interest rate situation, VFF Pension has decided to lower the forecast interest rate from 1 January 2022. The forecast interest rate is the interest rate used to calculate future non-guaranteed bonuses. For Volvo Företagspension, Avatalspension SAFLO, Alternativ ITP T10 and PLUS Pension, the forecast interest rate is reduced from 2% to 1.5%.
The reduction in the forecast interest rate does not affect the guaranteed pension per month. On the other hand, the estimated bonus per month will be lower as we lower the forecast for future bonuses.
When it comes to your insurance capital, it is not affected by the forecast interest rate. The insurance capital grows every day with the bonus interest rate that applies, currently 6% for Volvo Företagspension and 10% for PLUS Pension, SAFLO and T10.